Fiduciary Services

ERISA Fiduciary Services

We will recommend a Plan platform provider. We will assist you with the preparation and dissemination of a request for proposal (RFP) for a plan platform provider (“Provider”) for your Plan. We will evaluate the RFP responses and provide recommendations to the Plan Sponsor about the Provider(s) to be selected and recommend changes to Provider(s) when appropriate. We will provide reports, information and recommendations once every three to five years thereafter or upon reasonable request designed to assist the Plan Sponsor to monitor the provider’s investments and services.

We will conduct investment analysis for participant directed Plans. We will review the investment options available on the platform selected for the Plan, recommend to the Plan an investment menu, monitor the performance of the options selected for the investment menu, report annually or upon reasonable request to the Plan Sponsor on that performance (including conducting fee benchmarking.)

We will assist with your Plan’s Investment Policy Statement (IPS). We will review with the Plan, the investment objectives, risk tolerance and goals of the Plan and will recommend investment policies to assist the Plan to establish an appropriate IPS, or recommend changes to a Plan’s existing IPS, if appropriate.

Non-Fiduciary Services

We provide enrollment services. Conduct enrollment meetings for employees who are not plan participants for the purpose of providing general information and material about the terms of the plan, the operation of the plan and/or general information about the investment alternatives available under the plan.

We conduct participant education. Conduct investment education meetings for planned participants for the purpose of providing general information and materials about the terms of the plan, the operation of the plan and/or general information about the investment alternatives available under the plan.

We provide education for you, the Plan's sponsor. Provide education to the plan sponsor on certain responsibilities and concepts to be aware of when acting as a fiduciary to a retirement plan, including:

• Assist and educate the plan's sponsor in determining appropriate plan parameters and provisions for the plan.

• Assist and educate the plan's sponsor in establishing procedures to review participant education and communication strategies including ERISA, 404 (c) requirements.

• Assist and educate the plans sponsor in establishing procedures to coordinate and reconcile participant disclosures under ERISA section 404 (a.

• Assist and educate the plans sponsor in developing requirements for responding to participant requests for additional information.

• Assist and educate the plan’s sponsor in determining appropriate review procedures to determine the reasonableness of the compensation being paid by the plan for the services being provided and develop and maintain a fiduciary audit file.