Our Process

We tackle every financial challenge or need - whether personal or corporate - using a measured approach. Before we can make any recommendations, we must do the necessary discovery to determine what would be suitable for you. Decisions are not made in a silo: the impact on your full financial picture is taken into consideration.

Step 1/Discovery: Our job is to listen carefully. We will ask many questions to identify pain points and gaps in your existing financial picture.

Step 2/Assessment & Analysis:  This is where your financial picture crystallizes for us from an analytical standpoint. The numbers corroborate the story we uncovered in our discovery conversation.

Step 3/Proposal & Refinement: We have to start somewhere, so whenever possible we consider several potential solutions. Different scenarios are explored.

Step 4/Delivery of Recommendations:  We deliver a set of recommendations to you. You are free to implement the solutions with us or any financial provider of your choice.

Step 5/Implementation*: Should you choose to implement with us, we have access to solutions from reputable companies.

Step 6/Monitor & Review: Periodically, we will review your situation to see how your situation has changed, and whether any modifications are needed. 

*Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial plan fee. Periodic reviews of your financial plan may require a new planning agreement and result in additional fees.